You have a number of rights when dealing with debt collectors. These include the right to have your debt proven, the right to only be contacted during reasonable hours, and the right to not be threatened or insulted. Violations may result in the debt collector being required to pay you for any damages suffered.
You are entitled to accurate information on your credit report. A creditor cannot threaten to damage your credit report unless a debt is actually yours. If you believe information on your credit report is inaccurate, contact us today.